Canandaigua FCU Routing Number: 222380281

News from Canandaigua FCU

Beware of scams, do not give out any personal information if you are not sure who you are speaking with. If you are questioning anything hang up and call the credit union. For more information on how to recognize scammers go to this website.


Member information update

- Bring in your most current/valid Drivers License/I.D.

- Mailing Address

- Current Phone Numbers 

- Email Address






February 19th- Monday- Presidents Day- Closed

March 29th- Friday- Good Friday- Open till Noon

May 27th- Monday- Memorial Day- Closed

June 19th- Wednesday- Juneteenth- Closed

July 4th- Thursday- Independence Day- Closed

September 2nd- Monday- Labor Day- Closed

October 14th - Monday - Columbus Day - Closed

November 11th - Monday - Veterans Day - Closed

November 28th - Thursday - Thanksgiving Day - Closed

December 24th - Tuesday - Christmas Eve - Open till Noon

December 25th - Wednesday - Christmas Day - Closed

December 31st - Tuesday - New Years Day - Open till Noon

What is the interest rate on your VISA® credit card?

Canandaigua Federal Credit Union's VISA® Credit Card is now priced like the rest of our loan products. Your Credit Score will be used to determine the rate you will get for our VISA® card. Rates start as low as 7.99% APR. 

With our VISA® Card, we have no annual fee, you will recieve points on all your purchases, there are no higher rates with promotional periods on balance transfers, we have no balance transfer fee.  You may also opt to turn in points for cash the first week of October each year, and our points can be accumulated for six years before expiration!

We have a VISA® Card program that is hard to beat!!  Let us serve your Needs today.


 Canandaigua FCU "Debt Consolidation Loan. This is a new fixed low price loan.  Rates are "as low as" 8.25% APR*., with repayments up to 120* months.  You may qualify to borrow up to $30,000*.

We may be able to…


Refinancing loans and credit cards are great ways to save money and simplify your monthly bills. Give us a call or stop by and let us help you.

Come in or call us today, or apply online. Act now and take advantage of this great low rate before rates start to Rise!

(* Terms and conditions apply based on Credit Score)

Zero percent and low-interest rate loans??

Did you get caught-up in a zero percent loan promotion that ended? If you answered "yes" and no longer have a zero percent loan, give us a call and we can probably give you a better rate. Our loans don't have fine print or promotional period rates. The rate is based on your credit score. When you improve your score, we can lower your rate even further with your request. Call our loan desk at 585-412-7101 and let us put an end to your rate worries.


The Credit Union has 2 Notaries on staff.  We provide free notary services to our members.  Call us for an appointment and we will accommodate your notary needs.



Scholarship Application

Congratulations to our past scholarship recipients.

Scholarship process for 2024 starts in January 2024.


We know that there are many of you out there worried about your loan payments whereever they may be.  We are here to Help!  Please contact Canandaigua Federal Credit Union and we will assist you.  As you know, all your loan payments at Canandaigua FCU are due at the end of the month.  If you have recently been financially affected, please contact us to help put you back on track.  Since everyone has a unique situation or circumstance, there isn't always a "one size fits all" solution.  We will discuss each of your individual needs and come up with a plan that fits your situation.  We are here to help you, call us at 585-394-2436.     



We offer completely FREE Home Banking and Bill Pay Programs to our members.  You can access these programs though all types of media ie: (lap top, desk top, or mobile devices). Ask us how!

We have Card Valet, which is accessible from your mobile device and gives you FULL control of your Debit Card.  With this mobile application, you can turn your card on or off at your leisure, set maximum dollar limits, set the parameter for usage at different merchants, GPS your location to work in different areas, and there are other custom options.  Ask for a brochure or come to the Credit Union and pick one up.  


We Have "BILL PAY"!

We performed a system upgrade, and Bill Pay is now more powerful with more options.  All scheduled payments were carried forward into the new program, so there is nothing that you need to do with your existing payees.  Thanks for your patience, as we are making our products and services better for your needs. 


Please contact the Credit Union if you are interested in learning how to acquire our "FREE" Mobile Banking Application for your smartphone.  With this application, you may inquire about your balances, perform transfers within your accounts, and make loan payments.  Call 585-394-2436 and we will help you get set up today.

Canandaigua FCU Routing Number: 222380281