What's New

The month of April is National Credit Union Youth Month!

April 2018 is National Credit Union Youth Month. To help honor the celebration, Canandaigua FCU has a special give-a-way for all youth who make a qualifying deposit. A qualifying deposit is any amount of $5 or more. A transfer or withdrawal from a parent account will not qualify.  One prize will be awarded to each youth for this event. Prizes include a sport pack and goodies. The youth must be present to make their deposit and qualify.


The Canandaigua FCU is looking for some new money!  We are offering a 18 month certificate to our members for 1.00% APR. and 1.25% APR. for full service members.  $1,000 MINIMUM DEPOSIT REQUIRED! Bring in your extra money today as this rate will not last for long!! 

Debt Consolidation Loan Special

Canandaigua FCU is having a Debt Consolidation Loan Special March 1st - April 30th.  Rates are "as low as" 6.75% APR*., with repayments up to 120* months.  This special may qualify you to borrow up to $30,000*.  Come in or call us today, or apply online.  Act now and take advantage of this great low rate.  (* Terms and conditions apply)

College Scholarship Applications are being accepted for 2018-2019!

Please click on the "Scholarship" tab to the left for the application!  These need to be completed and back to the Credit Union by April 30, 2018.  Please ignore the date on the application, as we are in process of updating the application.  Feel free to use the 2017 application until we correct it for 2018.

New Products and Services!! 

Canandaigua FCU is now offering new products and services.  Our newest application is called Card Valet.  Card Valet gives you complete control of your debit card.  With this mobile application, you can turn your card on or off at your leisure, set maximum dollar limits, set parameter for usage at different merchants, GPS your location to work in different areas, and many more options. Ask for a brochure or come to the Credit Union and pick one up.  

We also offer POP Money and A2A Transfer.  These programs will allow you to expidite your payments.  POP Money will allow you to send money to anyone in the US that has a cell phone or an email address.  A2A will allow you to send or withdraw funds that you have in other finanacial institutions, as long as you are the primary owner of both accounts.  If you are having difficulties with any of these programs, please don't hesitate to call us with your questions.  


We performed a system upgrade and Bill Pay is now more powerful with more options.  All scheduled payments were carried forward into the new program, so there is nothing that you need to do with your existing payees.  Thanks for your patience, as we making our products and services better for your needs. 


Please contact the Credit Union if you are interested in learning how to acquire our "FREE" Mobile Banking Application for your smart phone.  With this application you may inquire on your balances, perform transfers within your accounts, and make loan payments.  Call 585-412-7100 and Barry will help you get set up today.

2017/18 Closing Schedule through 9/30/2018

We will be closed on the following days:  

May 28th - Monday - Memorial Day 

July 7th - Wednesday - Independence Day

September 3rd - Monday - Labor Day

Looking to Refinance or Consolidate your debt?

Let us refinance your loans and credit cards that you have at other financial institutions!  You may be eligible to borrow up to *$30,000 for up to *120 months  
--We may be able to lower your RATE
--lower your TERM
--lower your PAYMENT
--and SAVE YOU MONEY, all at the same time.
Think about it....ONE PAYMENT ....ONE INSTITUTION! Give us a call or stop by and let us help you.

* Terms and conditions apply also based on your FICO credit score

Zero percent and low interest rate loans??

Did you get caught up in a promotion that said you will have a zero percent loan? Did you get promised a very low rate when you took the loan? Is it now the same rate that was promised when you acquired the loan? If you answered "yes" for the first two questions, then it turned into a "no", give us a call and we can probably give you a better rate. Our loans don't have fine print or promotional period rates. The rate is based on your "credit score". If you improve your score, we can lower your rate with your request. Call our loan desk at 585-412-7105 and let us put an end to your rate worries.

What is the interest rate on your Visa credit card?

Canandaigua Federal Credit Union's VISA Credit Card is now priced like the rest of our loan products. Your Credit Score will be used to determine the rate you will get for our VISA card. Rates start as low as 7.99% APR. All balances will be grandfathered at your current rate until you either:
--- Apply for an increase in your line of credit, or
--- When we do a review of your credit, which ever occurs first.
You will be notified in either case what your new rate will be. All other features of the Visa Card will remain the same, including the earning of reward points, no fee balance transfers, and no annual fee!

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