  
|
Loan Desk
Overview of Lending ServicesWe believe a member should be a saver BEFORE becoming a borrower. All members must meet credit criteria as established by policy. All loan applications must be signed and accompanied by verification of income. It is preferable that loans be repaid through payroll deduction so that you will always remain a member in good standing. Loan rates vary depending on the type of loan and change frequently, you can see tables of current loan rates at our Interest Rates Page. Full service members receive 1/2% discount on loan rates and 1/4% higher rates on share certificates. To meet these requirements, you need to have a savings account, a share draft account, VISA, and debit card. The interest rate on loans is dependent on credit score.
Available Products
VISA CardNo Annual Fee Excluded from Life Insurance Excluded from Full Service Discount
New Vehicles LoansUp to 84 months
Pre-owned VehiclesUp to 72 months (Credit Unions discretion)
Boat, RV, & Trailer LoansUp to 96 months
Personal Loan12, 24, 36, 48, 60 months
Education LoanUp to 60 months
Home Improvement LoanUp to 96 Months
Home Equity LoanUp to 180 months Member responsible for closing costs No application fee No Title Insurance required on most loans Excluded from Life Insurance Rates are subject to change and are dependent upon credit approval
| ||||||||||||||||||||||||
| Rates are subject to change | ||
| Share rates effective: 01/29/2013 | ||
| Share Accounts | ||
| Description | Rate | APY* |
| Regular Shares, Full Service Members | .10% | .10% |
| Regular Shares | .10% | .10% |
| * Annual Percentage Yield | ||
Your savings federally insured to at least $250,000 and
backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.We operate in accordance with the Federal Fair Housing Law & the Equal Credit Opportunity Act.